段3：①During the same period, families have been asked to absorb much more risk in their retirement income. ②Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. ③For much of the past year, President Bush campaigned to move Social Security to a savings-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. ④For younger families, the picture is not any better. ⑤Both the absolute cost of healthcare and the share of it borne by families have risen—and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers, with much higher deductibles and a large new dose of investment risk for families’ future healthcare. ⑥Even demographics are working against the middle class family, as the odds of having a weak elderly parent—and all the attendant need for physical and financial assistance—have jumped eightfold in just one generation.
32.As a result of President Bush’s reform, retired people may have
[A]a higher sense of security.
[B]less secured payments.
[C]less chance to invest.
[D]a guaranteed future.
答案：B
问：32题B选项less secured payments对应到原文中，是对如下哪项的同义改写？
A : guaranteed payments
B : payments depending on investment returns
C : newly fashionable health-savings
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